If you're a first-time buyer who is currently finding the mortgage market somewhat challenging to navigate, then you are certainly not alone. With numerous first time buyer mortgages to choose from, selecting the most suitable deal is not always simple.

We’ll take the time to sit down with you, discuss your priorities and understand your preferences. We’ll then scour the market to find you the best deal and obtain an Agreement In Principle (AIP) if appropriate, this allows you to be able to make an offer on the home you want to purchase.

We also have expertise in Help to Buy and Shared Ownership Mortgages and can assist with the sometimes-complex process involved with government schemes.

Often First-time buyers are preparing to buy their first home in the form of saving for a deposit. There are many things that can be done to get you in the best position to move.

Check your credit file, keep up to date with your credit commitments and make yourself attractive to lenders by showing you can pay your commitments and on time.

Register yourself on the Electoral role where you live, this lets the lender know where you are living and how long you have lived there and makes you a more attractive prospect.

Remember to budget for the costs associated with buying your new home such as legal fees, survey and valuation costs, building insurance and other personal protection costs.


if you require further information or would like to make an enquiry please contact us

Testimonial

Amanda reviewed our protection policies and managed to secure us a cheaper premium for more comprehensive cover, pleased with the service and nothing was too much trouble, great communication throughout. Highly recommend. Read more...

- Mr & Mrs Ruddy

Amanda was fantastic when i decided to buy my first house, i had a little trouble getting a mortgage but Amanda made sure she got me sorted, right from the word off, Amanda was on the phone with every little update which was very reassuring but also always on the other end when i had questions or qu... Read more...

- Mr Shear

Within 10 months of hard work I decided to sell my first house and move onto my next house which was even better than the first! So again a quick phone call to Amanda In January and by the end of February my first house was sold and I had the mammoth task of moving into my second house! Again Amanda... Read more...

- Mr Woodend

Well where can I start what a whirlwind of 2 years it has been! When I decided to buy my first house, I didn’t have a clue where to start! Within the first day of starting the mortgage process I found Amanda and honestly I wouldn’t look or go anywhere else now! From day one of my first mortgage ... Read more...

- My First House